THIRD COAST BANCSHARES, INC. financials
Source: EDGAR filings · Built 2026-06-02T04:08:54Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Free Cash Flow | — | 33.37M | 35.64M | 9.60M | -1.04M | -5.01M |
| Net Debt | -119.20M | -319.38M | -235.77M | -280.78M | -324.73M | -180.40M |
| Return on Equity (ROE) | 12.48% | 10.35% | 8.11% | 4.89% | 3.82% | 10.06% |
| Return on Assets (ROA) | 1.24% | 0.96% | 0.76% | 0.49% | 0.46% | 0.65% |
| Debt-to-Equity | 0.11× | 0.11× | 0.15× | 0.13× | 0.01× | 0.17× |
| Effective Tax Rate | 19.89% | 22.30% | 19.73% | 19.46% | 21.12% | 22.39% |
| Cash Conversion Ratio | 0.77× | 0.74× | 1.17× | 1.17× | 0.40× | -0.30× |
| Accruals Ratio | 0.00× | 0.00× | -0.00× | -0.00× | 0.00× | 0.01× |
| CapEx Coverage | — | 19.90× | 11.37× | 1.79× | 0.82× | -2.70× |
| Free Cash Flow Per Share | — | $1.95 | $2.11 | $0.70 | $-0.13 | $-0.79 |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.03× | 12.21× | 10.04× | 14.74× | 18.56× | — |
| P/FCF | — | 17.43× | 9.41× | 26.40× | — | — |
| FCF Yield | — | 5.74% | 10.63% | 3.79% | — | — |
| P/B | 0.99× | 1.01× | 0.66× | 0.65× | 1.16× | — |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 16.45M | 13.68M | 8.21M | 4.51M | 3.06M | 3.50M |
| Net Income (Loss) Attributable to Parent | 66.29M | 47.67M | 33.40M | 18.66M | 11.42M | 12.12M |
| Earnings Per Share, Basic | $4.45 | $3.14 | $2.11 | $1.28 | $1.45 | $1.94 |
| Weighted Average Number of Shares Outstanding, Basic | 13.84M | 13.66M | 13.58M | 13.47M | 7.87M | 6.23M |
| Earnings Per Share, Diluted | $3.79 | $2.78 | $1.98 | $1.25 | $1.40 | $1.91 |
| Weighted Average Number of Shares Outstanding, Diluted | 17.48M | 17.13M | 16.88M | 13.75M | 8.14M | 6.33M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 175.20M | 371.16M | 296.93M | 329.86M | 326.73M | 201.27M |
| Assets | 5.34B | 4.94B | 4.40B | 3.77B | 2.50B | 1.87B |
| Liabilities | 4.81B | 4.48B | 3.98B | 3.39B | 2.20B | 1.75B |
| Stockholders' Equity Attributable to Parent | 531.03M | 460.72M | 411.97M | 381.78M | 299.01M | 120.42M |
| Common Stock, Shares, Outstanding | 13.89M | 13.77M | 13.60M | 13.53M | 13.40M | 6.28M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2021 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 50.84M | 35.14M | 39.08M | 21.79M | 4.58M | -3.65M |
| Payments to Acquire Property, Plant, and Equipment | — | 1.77M | 3.44M | 12.19M | 5.62M | 1.35M |
| Net Cash Provided by (Used in) Investing Activities | -610.20M | -520.93M | -529.53M | -1.24B | -500.06M | -500.01M |
| Net Cash Provided by (Used in) Financing Activities | 319.39M | 495.15M | 570.29M | 1.22B | 618.94M | 611.16M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | -348.62M | -119.20M | -64.77M | -62.43M | -167.69M | -319.38M |
| Return on Equity (ROE) | 2.52% | 3.37% | 3.51% | 3.38% | 2.83% | 2.98% |
| Return on Assets (ROA) | 0.25% | 0.34% | 0.36% | 0.34% | 0.28% | 0.28% |
| Debt-to-Equity | 0.12× | 0.11× | 0.10× | 0.10× | 0.11× | 0.11× |
| Effective Tax Rate | 13.83% | 16.84% | 20.90% | 20.43% | 21.66% | 23.39% |
| Cash Conversion Ratio | -2.36× | 0.32× | 2.50× | 1.45× | 0.77× | -0.26× |
| Accruals Ratio | 0.01× | 0.00× | -0.01× | -0.00× | 0.00× | 0.00× |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 9.72× | 10.03× | 10.67× | 9.99× | 11.35× | 12.26× |
| P/B | 0.96× | 0.99× | 1.03× | 0.91× | 0.96× | 1.01× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Income Tax Expense (Benefit) | 2.63M | 3.62M | 4.77M | 4.30M | 3.76M | 4.19M |
| Net Income (Loss) Attributable to Parent | 16.37M | 17.90M | 18.06M | 16.75M | 13.59M | 13.73M |
| Earnings Per Share, Basic | $1.03 | $1.21 | $1.22 | $1.12 | $0.90 | $0.91 |
| Weighted Average Number of Shares Outstanding, Basic | 14.81M | 13.84M | 13.86M | 13.84M | 13.78M | 13.66M |
| Earnings Per Share, Diluted | $0.88 | $1.02 | $1.03 | $0.96 | $0.78 | $0.79 |
| Weighted Average Number of Shares Outstanding, Diluted | 18.56M | 17.48M | 17.52M | 17.39M | 17.44M | 17.13M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 425.17M | 175.20M | 116.38M | 113.14M | 218.99M | 371.16M |
| Assets | 6.58B | 5.34B | 5.06B | 4.94B | 4.90B | 4.94B |
| Liabilities | 5.93B | 4.81B | 4.55B | 4.45B | 4.42B | 4.48B |
| Stockholders' Equity Attributable to Parent | 650.53M | 531.03M | 513.83M | 496.12M | 479.79M | 460.72M |
| Common Stock, Shares, Outstanding | 16.56M | 13.89M | 13.88M | 13.85M | 13.83M | 13.77M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | -38.70M | 5.74M | 45.10M | 24.35M | 10.47M | -3.63M |
| Net Cash Provided by (Used in) Investing Activities | 25.74M | -205.47M | -404.73M | -295.22M | -39.64M | -159.96M |
| Net Cash Provided by (Used in) Financing Activities | 263.04M | 257.95M | 61.44M | -31.38M | -62.67M | 314.33M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (TCBX CIK 0001781730),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.