TRUSTCO BANK CORP NY financials

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TRST CIK 0000357301

Source: EDGAR filings · Built 2026-06-02T04:13:22Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 45.74M 54.56M 58.46M 74.84M 52.52M 58.33M
Net Debt -573.98M -516.87M -444.54M -478.92M -922.06M -839.56M
Return on Equity (ROE) 8.90% 7.22% 9.09% 12.54% 10.23% 9.23%
Return on Assets (ROA) 0.95% 0.78% 0.95% 1.25% 0.99% 0.89%
Debt-to-Equity 0.23× 0.18× 0.21× 0.29× 0.49× 0.47×
Effective Tax Rate 24.35% 23.75% 24.44% 24.32% 25.10% 24.47%
Cash Conversion Ratio 0.94× 1.22× 1.09× 1.05× 0.90× 1.19×
Accruals Ratio 0.00× -0.00× -0.00× -0.00× 0.00× -0.00×
CapEx Coverage 4.85× 12.17× 11.32× 20.77× 19.49× 16.23×
Free Cash Flow Per Share $2.43 $2.87 $3.07 $3.91 $2.73 $3.02

Valuation Metrics

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 12.72× 12.96× 10.08× 9.56× 10.44× 12.26×
P/FCF 16.98× 11.62× 10.10× 9.61× 12.22× 11.04×
FCF Yield 5.89% 8.60% 9.90% 10.41% 8.19% 9.06%
P/B 1.09× 0.94× 0.92× 1.19× 1.06× 0.23×

Income Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Income Tax Expense (Benefit) 19.68M 15.21M 18.97M 24.18M 20.61M 16.99M
Net Income (Loss) Attributable to Parent 61.14M 48.83M 58.65M 75.23M 61.52M 52.45M
Earnings Per Share, Basic $3.26 $2.57 $3.08 $3.93 $3.19 $2.72
Weighted Average Number of Shares Outstanding, Basic 18.75M 19.02M 19.02M 19.13M 19.26M 19.30M
Earnings Per Share, Diluted $3.25 $2.57 $3.08 $3.93 $3.19 $2.72
Weighted Average Number of Shares Outstanding, Diluted 18.79M 19.04M 19.02M 19.13M 19.26M 19.30M

Balance Sheet

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Cash and Cash Equivalents, at Carrying Value 730.43M 641.81M 578.00M 650.60M 1.22B 1.11B
Assets 6.44B 6.24B 6.17B 6.00B 6.20B 5.90B
Liabilities 5.75B 5.56B 5.52B 5.40B 5.60B 5.33B
Stockholders' Equity Attributable to Parent 686.59M 676.34M 645.28M 599.99M 601.13M 568.16M
Common Stock, Shares, Outstanding 18.03M 19.02M 19.02M 19.02M 19.22M 19.29M

Cash Flow Statement

Concept FY 2025FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 57.60M 59.44M 64.13M 78.63M 55.37M 62.16M
Payments to Acquire Property, Plant, and Equipment 11.87M 4.88M 5.67M 3.79M 2.84M 3.83M
Net Cash Provided by (Used in) Investing Activities -104.67M -3.75M -233.59M -416.63M -175.26M -35.35M
Payments for Repurchase of Common Stock 38.13M 374.00K 0 7.00M 2.39M 3.49M
Net Cash Provided by (Used in) Financing Activities 135.69M 8.12M 96.87M -230.87M 232.26M 623.44M

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (TRST CIK 0000357301), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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