UNITED BANKSHARES INC/WV financials

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UBSI CIK 0000729986

Source: EDGAR filings · Built 2026-06-02T04:16:31Z

Key metrics by reporting period

Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.

Derived Metrics

Concept FY 2024FY 2024FY 2023FY 2022FY 2021FY 2020
Free Cash Flow 481.19M 433.33M 423.55M 743.96M 594.16M 121.42M
Net Debt 811.17M 930.34M 2.48B 3.60B 500.08M 959.80M
Net Margin — — — 121.69% 111.11% 109.79%
Return on Equity (ROE) 8.45% 7.47% 7.68% 8.41% 7.79% 6.73%
Return on Assets (ROA) 1.38% 1.24% 1.22% 1.29% 1.25% 1.10%
Debt-to-Equity 0.61× 0.65× 0.85× 1.06× 0.90× 0.74×
Effective Tax Rate 20.36% 19.71% 21.02% 20.21% 20.55% 19.66%
Cash Conversion Ratio 1.07× 1.19× 1.19× 2.00× 1.66× 0.49×
Accruals Ratio -0.00× -0.00× -0.00× -0.01× -0.01× 0.01×
SBC % of Revenue — — — 3.17% 2.42% 2.27%
CapEx Coverage 28.16× 36.73× 37.24× 45.12× 39.63× 7.38×
Free Cash Flow Per Share $3.39 $3.20 $3.14 $5.51 $4.59 $1.01

Valuation Metrics

Concept FY 2024FY 2024FY 2023FY 2022FY 2021FY 2020
P/E Trailing (Diluted) 11.74× 13.65× 13.86× 14.46× 12.82× 13.50×
P/FCF 11.32× 11.72× 11.95× 7.35× 7.91× 32.04×
FCF Yield 8.84% 8.53% 8.37% 13.60% 12.64% 3.12%
P/S — — — 18.43× — —
P/B 1.05× 1.07× 1.12× 1.27× 1086.87× 1008.80×

Income Statement

Concept FY 2024FY 2024FY 2023FY 2022FY 2021FY 2020
Revenues — — — 311.96M 330.96M 263.25M
Income Tax Expense (Benefit) 118.80M 91.58M 97.49M 96.16M 95.11M 70.72M
Net Income (Loss) Attributable to Parent 464.60M 373.00M 366.31M 379.63M 367.74M 289.02M
Earnings Per Share, Basic $3.28 $2.76 $2.72 $2.81 $2.84 $2.40
Weighted Average Number of Shares Outstanding, Basic 141.50M 134.95M 134.51M 134.78M 129.28M 120.02M
Earnings Per Share, Diluted $3.27 $2.75 $2.71 $2.80 $2.83 $2.40
Weighted Average Number of Shares Outstanding, Diluted 141.83M 135.23M 134.75M 135.12M 129.51M 120.09M

Balance Sheet

Concept FY 2024FY 2024FY 2023FY 2022FY 2021FY 2020
Assets 33.66B 30.02B 29.93B 29.49B 29.33B 26.18B
Long-term Debt 531.82M 540.42M 1.79B 2.20B 817.39M 864.37M
Liabilities 28.16B 25.03B 25.16B 24.97B 24.61B 21.89B
Stockholders' Equity Attributable to Parent 5.50B 4.99B 4.77B 4.52B 4.72B 4.30B

Cash Flow Statement

Concept FY 2024FY 2024FY 2023FY 2022FY 2021FY 2020
Net Cash Provided by (Used in) Operating Activities 498.91M 445.45M 435.24M 760.82M 609.54M 140.45M
Payments to Acquire Property, Plant, and Equipment 17.71M 12.13M 11.69M 16.86M 15.38M 19.02M
Net Cash Provided by (Used in) Investing Activities -899.31M 571.49M 38.99M -3.45B 15.65M 137.59M
Payments for Repurchase of Common Stock 126.99M 1.04M 1.38M 79.46M 11.21M 21.32M
Payments of Dividends 209.00M 200.73M 194.73M 193.04M 181.28M 162.71M
Net Cash Provided by (Used in) Financing Activities 650.41M -323.64M -51.94M 105.32M 923.91M 1.09B

Raw XBRL tagging for a single filing

Every us-gaap and custom concept the filer tagged for one fiscal period, grouped by statement. Start here when a number in the trend table above surprises you and you want to see the exact tag behind it. Derived and valuation rows are omitted here because they already appear in the trend table.

Most recent filing shown by default.

Compare filings side-by-side

Diff any two filings with deltas and added / removed tags.

Immaterial rows are USD line items under 1% of the period's revenue — the noise floor below which a single tag rarely moves the investment thesis. Revenue is read from the filer's top-line concept (Revenues / RevenueFromContractWithCustomerExcludingAssessedTax, with a fallback chain). Non-USD rows, rows without a numeric value, and every row on a filing with no identifiable revenue anchor stay visible. Flip the switch off to see every tag the filer reported for the period.

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Methodology

All facts on this page come straight from SEC EDGAR XBRL company-facts filings (UBSI CIK 0000729986), grouped by financial statement using FASB's base us-gaap presentation taxonomy. Filers may re-parent concepts onto different statements in their own extension taxonomy, so a handful of rows can show up under a different statement than on the actual 10-K / 10-Q; custom concepts and any we couldn't map fall into Other. Hover a cell to see the fully-qualified concept name and the filer's description.

For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.

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