NI Holdings, Inc. (NODK) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
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Investment Performance

Final Value
$6,622
Total Return
-33.78%
CAGR
-7.91%
Dividends
$0.00
Yield on Cost
0.00%

Rolling Returns

1-Month (21 Trading Days)
Average-0.51%
Median-0.52%
Best+19.64%
Worst-19.57%
% of Windows Positive45.1%
1-Year (252 Trading Days)
Average-7.31%
Median-10.64%
Best+32.02%
Worst-34.75%
% of Windows Positive26.9%
3-Year (756 Trading Days)
Average-13.63%
Median-17.96%
Best+10.97%
Worst-31.61%
% of Windows Positive13.6%

Risk Metrics

Maximum Drawdown -40.55%
Average Drawdown -26.04%
Drawdown Duration 1184 Trading Days (Unrecovered)
Sortino Ratio -0.22
Calmar Ratio -0.20
CVaR (5%) -3.91%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial -3.61% (-12.11% ann.) $360.90 $0.00 $0.00 $0.00
2025 -15.29% $1528.66 $0.00 $0.00 $0.00
2024 +20.86% +$2086.22 $0.00 $0.00 $0.00
2023 -2.11% $211.00 $0.00 $0.00 $0.00
2022 -29.83% $2982.55 $0.00 $0.00 $0.00
2021 +15.16% +$1516.45 $0.00 $0.00 $0.00
2020 -4.53% $453.49 $0.00 $0.00 $0.00
2019 +9.35% +$934.52 $0.00 $0.00 $0.00
2018 -7.36% $736.15 $0.00 $0.00 $0.00
2017 partial +15.12% (+19.55% ann.) +$1511.86 $0.00 $0.00 $0.00

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Secular stagnation / QE / low inflation / duration bull partial March 16, 2017 – February 19, 2020 +1.02% +0.35% +$101.69 $0.00 $0.00 $0.00
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -27.39% -97.41% $2739.45 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +34.78% +61.64% +$3477.56 $0.00 $0.00 $0.00
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +14.47% +13.68% +$1447.44 $0.00 $0.00 $0.00
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -28.96% -30.45% $2896.44 $0.00 $0.00 $0.00
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +11.04% +5.81% +$1103.79 $0.00 $0.00 $0.00
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 -15.38% -10.10% $1537.95 $0.00 $0.00 $0.00

Dividend History

Date Per Share Yield %
Total 0 payments
No dividends recorded.

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

OBK

CAGR 4.72% Total 44.16% Final $14,416
2018-05-08 — 2026-04-14
XOM

CAGR 11.25% Total 94472.12% Final $9,457,212
1962-01-02 — 2026-04-14
ESPR

CAGR -14.17% Total -85.86% Final $1,414
2013-06-26 — 2026-04-14