United Bankshares, Inc. (UBSI) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$13,170
Total Return
31.70%
CAGR
5.66%
Dividends
$2,027.32
Yield on Cost
20.27%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.65% |
| Median | -0.08% |
| Best | +29.14% |
| Worst | -19.33% |
| % of Windows Positive | 49.8% |
1-Year (252 Trading Days)
| Average | +5.49% |
| Median | +5.69% |
| Best | +51.67% |
| Worst | -30.66% |
| % of Windows Positive | 64.6% |
3-Year (756 Trading Days)
| Average | +10.48% |
| Median | +11.56% |
| Best | +43.97% |
| Worst | -16.00% |
| % of Windows Positive | 83.0% |
Risk Metrics
| Maximum Drawdown | -38.60% |
| Average Drawdown | -13.83% |
| Drawdown Duration | 499 Trading Days |
| Sortino Ratio | 0.50 |
| Calmar Ratio | 0.15 |
| CVaR (5%) | -3.87% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +14.47% (+60.76% ann.) | +$1447.34 | $98.96 | $19.79 | $0.16 |
| 2025 | +5.64% | +$563.51 | $401.86 | $80.37 | $0.64 |
| 2024 | +3.36% | +$335.63 | $399.32 | $79.86 | $0.64 |
| 2023 | -3.97% | $397.19 | $362.73 | $72.55 | $0.58 |
| 2022 | +15.14% | +$1513.87 | $401.79 | $80.36 | $0.64 |
| 2021 | +15.46% | +$1546.02 | $440.03 | $88.01 | $0.70 |
| 2020 | -12.43% | $1243.21 | $368.70 | $73.74 | $0.59 |
| 2019 | +27.89% | +$2788.94 | $445.24 | $89.05 | $0.71 |
| 2018 | -7.74% | $774.43 | $395.66 | $79.13 | $0.63 |
| 2017 | -22.68% | $2268.47 | $290.48 | $58.10 | $0.47 |
| 2016 | +28.36% | +$2836.33 | $360.63 | $72.13 | $0.58 |
| 2015 | +1.49% | +$149.44 | $348.02 | $69.60 | $0.56 |
| 2014 | +22.88% | +$2288.40 | $412.04 | $82.41 | $0.66 |
| 2013 | +33.92% | +$3392.25 | $520.89 | $104.18 | $0.83 |
| 2012 | -10.52% | $1051.99 | $444.80 | $88.96 | $0.71 |
| 2011 | +0.64% | +$63.86 | $420.45 | $84.09 | $0.67 |
| 2010 | +51.74% | +$5173.90 | $609.40 | $121.88 | $0.98 |
| 2009 | -36.76% | $3676.35 | $359.24 | $71.85 | $0.57 |
| 2008 | +22.60% | +$2260.49 | $419.57 | $83.91 | $0.67 |
| 2007 | -25.44% | $2544.19 | $295.35 | $59.07 | $0.47 |
| 2006 | +12.30% | +$1229.77 | $312.11 | $62.42 | $0.50 |
| 2005 | -5.42% | $541.73 | $277.78 | $55.56 | $0.44 |
| 2004 | +25.35% | +$2535.12 | $330.24 | $66.05 | $0.53 |
| 2003 | +10.28% | +$1027.91 | $347.76 | $69.55 | $0.56 |
| 2002 | +3.33% | +$333.11 | $332.44 | $66.49 | $0.53 |
| 2001 | +38.84% | +$3883.61 | $322.52 | $64.50 | $0.52 |
| 2000 | -7.84% | $784.39 | $356.59 | $71.32 | $0.57 |
| 1999 | -7.58% | $757.88 | $312.35 | $62.47 | $0.50 |
| 1998 | +13.49% | +$1348.67 | $314.75 | $62.95 | $0.50 |
| 1997 | +48.54% | +$4854.34 | $413.53 | $82.71 | $0.66 |
| 1996 | +16.70% | +$1670.45 | $429.47 | $85.89 | $0.69 |
| 1995 | +26.01% | +$2601.18 | $494.03 | $98.80 | $0.79 |
| 1994 | -5.51% | $551.46 | $397.14 | $79.43 | $0.63 |
| 1993 | +34.17% | +$3417.22 | $347.69 | $69.54 | $0.56 |
| 1992 | +53.63% | +$5362.92 | $631.28 | $126.25 | $1.01 |
| 1991 | +38.13% | +$3813.28 | $775.43 | $155.09 | $1.25 |
| 1990 | -18.48% | $1848.17 | $576.29 | $115.26 | $0.92 |
| 1989 | -11.91% | $1191.33 | $415.47 | $83.10 | $0.67 |
| 1988 | -4.00% | $399.72 | $331.87 | $66.37 | $0.53 |
| 1987 partial | +9.46% (+17.03% ann.) | +$946.26 | $174.73 | $34.95 | $0.28 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +35.31% | +6.82% | +$3530.55 | $2428.13 | $485.62 | $3.89 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +64.04% | +21.21% | +$6403.96 | $1212.92 | $242.59 | $1.94 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +34.08% | +6.05% | +$3408.43 | $2025.80 | $405.16 | $3.24 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -55.03% | -43.21% | $5503.22 | $457.17 | $91.43 | $0.73 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +80.19% | +19.06% | +$8018.91 | $2950.61 | $590.12 | $4.72 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +80.02% | +8.08% | +$8002.43 | $4704.92 | $940.99 | $7.53 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -37.95% | -99.57% | $3795.30 | $102.31 | $20.46 | $0.16 |
| Policy bazooka / monetary euphoria | March 24, 2020 – November 6, 2020 | +15.67% | +26.40% | +$1567.24 | $305.15 | $61.03 | $0.49 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +28.74% | +27.08% | +$2874.15 | $483.65 | $96.73 | $0.77 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | +22.86% | +24.43% | +$2286.05 | $407.99 | $81.60 | $0.65 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | -8.26% | -4.55% | $826.16 | $686.89 | $137.38 | $1.10 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +21.74% | +13.36% | +$2173.76 | $608.28 | $121.66 | $0.97 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1987-09-03 | $0.0675 | 0.73% |
| 1987-12-04 | $0.0675 | 0.81% |
| 1988-03-02 | $0.0675 | 0.77% |
| 1988-06-06 | $0.0675 | 0.93% |
| 1988-09-02 | $0.0700 | 0.98% |
| 1988-12-06 | $0.0700 | 0.88% |
| 1989-03-03 | $0.0750 | 1.11% |
| 1989-06-05 | $0.0750 | 1.18% |
| 1989-09-01 | $0.0850 | 1.28% |
| 1989-12-04 | $0.0850 | 1.28% |
| 1990-03-05 | $0.0900 | 1.36% |
| 1990-06-04 | $0.0950 | 1.46% |
| 1990-09-10 | $0.0950 | 1.73% |
| 1990-12-10 | $0.0950 | 1.90% |
| 1991-03-04 | $0.0950 | 1.60% |
| 1991-06-10 | $0.0950 | 1.46% |
| 1991-09-09 | $0.0950 | 1.38% |
| 1991-12-09 | $0.1050 | 1.50% |
| 1992-03-09 | $0.1050 | 1.29% |
| 1992-06-08 | $0.1050 | 1.21% |
| 1992-09-04 | $0.1050 | 1.05% |
| 1992-12-07 | $0.1050 | 1.01% |
| 1993-03-08 | $0.1150 | 1.03% |
| 1993-09-03 | $0.1150 | 0.91% |
| 1993-12-06 | $0.1150 | 0.86% |
| 1994-03-07 | $0.1150 | 0.89% |
| 1994-06-06 | $0.1300 | 1.02% |
| 1994-09-02 | $0.1350 | 1.07% |
| 1994-12-05 | $0.1350 | 1.17% |
| 1995-03-06 | $0.1450 | 1.16% |
| 1995-06-06 | $0.1450 | 1.07% |
| 1995-09-06 | $0.1450 | 0.99% |
| 1995-12-06 | $0.1500 | 0.98% |
| 1996-03-06 | $0.1500 | 1.00% |
| 1996-06-12 | $0.1550 | 1.14% |
| 1996-09-11 | $0.1550 | 1.06% |
| 1996-12-11 | $0.1600 | 1.04% |
| 1997-03-12 | $0.1650 | 0.97% |
| 1997-06-11 | $0.1650 | 0.86% |
| 1997-09-10 | $0.1700 | 0.74% |
| 1997-12-10 | $0.1750 | 0.72% |
| 1998-03-11 | $0.1750 | 0.71% |
| 1998-06-10 | $0.1800 | 0.67% |
| 1998-09-09 | $0.1900 | 0.69% |
| 1998-12-09 | $0.2000 | 0.71% |
| 1999-03-10 | $0.2000 | 0.74% |
| 1999-06-09 | $0.2000 | 0.78% |
| 1999-09-08 | $0.2100 | 0.82% |
| 1999-12-08 | $0.2100 | 0.85% |
| 2000-03-08 | $0.2100 | 1.24% |
| 2000-06-07 | $0.2100 | 1.06% |
| 2000-09-06 | $0.2100 | 1.07% |
| 2000-12-06 | $0.2100 | 1.07% |
| 2001-03-07 | $0.2200 | 0.99% |
| 2001-06-06 | $0.2300 | 0.93% |
| 2001-12-12 | $0.2300 | 0.83% |
| 2002-03-06 | $0.2300 | 0.80% |
| 2002-06-12 | $0.2300 | 0.82% |
| 2002-09-11 | $0.2400 | 0.79% |
| 2002-12-11 | $0.2500 | 0.83% |
| 2003-03-12 | $0.2500 | 0.90% |
| 2003-06-11 | $0.2500 | 0.85% |
| 2003-09-10 | $0.2500 | 0.80% |
| 2003-12-10 | $0.2500 | 0.80% |
| 2004-03-10 | $0.2500 | 0.81% |
| 2004-06-09 | $0.2500 | 0.81% |
| 2004-09-08 | $0.2600 | 0.75% |
| 2004-12-08 | $0.2600 | 0.69% |
| 2005-03-09 | $0.2600 | 0.76% |
| 2005-06-08 | $0.2600 | 0.76% |
| 2005-09-07 | $0.2600 | 0.72% |
| 2005-12-07 | $0.2700 | 0.70% |
| 2006-03-08 | $0.2700 | 0.74% |
| 2006-06-07 | $0.2700 | 0.77% |
| 2006-09-06 | $0.2700 | 0.72% |
| 2006-12-06 | $0.2800 | 0.72% |
| 2007-03-07 | $0.2800 | 0.79% |
| 2007-06-06 | $0.2800 | 0.84% |
| 2007-09-12 | $0.2800 | 0.94% |
| 2007-12-12 | $0.2900 | 0.93% |
| 2008-03-12 | $0.2900 | 1.07% |
| 2008-06-11 | $0.2900 | 1.07% |
| 2008-09-10 | $0.2900 | 1.03% |
| 2008-12-10 | $0.2900 | 0.92% |
| 2009-03-11 | $0.2900 | 1.89% |
| 2009-06-10 | $0.2900 | 1.27% |
| 2009-09-09 | $0.2900 | 1.56% |
| 2009-12-09 | $0.3000 | 1.63% |
| 2010-03-10 | $0.3000 | 1.14% |
| 2010-06-09 | $0.3000 | 1.16% |
| 2010-09-08 | $0.3000 | 1.25% |
| 2010-12-08 | $0.3000 | 1.08% |
| 2011-03-09 | $0.3000 | 1.05% |
| 2011-06-08 | $0.3000 | 1.30% |
| 2011-09-07 | $0.3000 | 1.46% |
| 2011-12-07 | $0.3100 | 1.11% |
| 2012-03-07 | $0.3100 | 1.06% |
| 2012-06-06 | $0.3100 | 1.28% |
| 2012-09-12 | $0.3100 | 1.27% |
| 2012-12-12 | $0.3100 | 1.23% |
| 2013-03-06 | $0.3100 | 1.17% |
| 2013-06-12 | $0.3100 | 1.20% |
| 2013-09-11 | $0.3100 | 1.05% |
| 2013-12-11 | $0.3200 | 1.02% |
| 2014-03-12 | $0.3200 | 1.05% |
| 2014-06-11 | $0.3200 | 0.99% |
| 2014-09-10 | $0.3200 | 0.98% |
| 2014-12-10 | $0.3200 | 0.87% |
| 2015-03-11 | $0.3200 | 0.87% |
| 2015-06-10 | $0.3200 | 0.82% |
| 2015-09-09 | $0.3200 | 0.86% |
| 2015-12-09 | $0.3300 | 0.84% |
| 2016-03-09 | $0.3300 | 0.90% |
| 2016-06-08 | $0.3300 | 0.85% |
| 2016-09-07 | $0.3300 | 0.86% |
| 2016-12-07 | $0.3300 | 0.70% |
| 2017-03-08 | $0.3300 | 0.74% |
| 2017-06-07 | $0.3300 | 0.87% |
| 2017-09-07 | $0.3300 | 1.00% |
| 2017-12-07 | $0.3400 | 0.94% |
| 2018-03-08 | $0.3400 | 0.90% |
| 2018-06-07 | $0.3400 | 0.91% |
| 2018-09-13 | $0.3400 | 0.88% |
| 2018-12-13 | $0.3400 | 1.02% |
| 2019-03-07 | $0.3400 | 0.90% |
| 2019-06-13 | $0.3400 | 0.92% |
| 2019-09-12 | $0.3400 | 0.86% |
| 2019-12-12 | $0.3500 | 0.92% |
| 2020-03-12 | $0.3500 | 1.52% |
| 2020-06-11 | $0.3500 | 1.19% |
| 2020-09-10 | $0.3500 | 1.38% |
| 2020-12-10 | $0.3500 | 1.12% |
| 2021-03-11 | $0.3500 | 0.87% |
| 2021-06-10 | $0.3500 | 0.92% |
| 2021-09-09 | $0.3500 | 1.01% |
| 2021-12-01 | $0.3600 | 1.01% |
| 2022-03-10 | $0.3600 | 1.04% |
| 2022-06-09 | $0.3600 | 0.98% |
| 2022-09-08 | $0.3600 | 1.00% |
| 2022-12-08 | $0.3600 | 0.88% |
| 2023-03-09 | $0.3600 | 0.93% |
| 2023-06-08 | $0.3600 | 1.06% |
| 2023-09-07 | $0.3600 | 1.24% |
| 2023-12-07 | $0.3700 | 1.07% |
| 2024-03-07 | $0.3700 | 1.05% |
| 2024-06-14 | $0.3700 | 1.17% |
| 2024-09-13 | $0.3700 | 1.02% |
| 2024-12-13 | $0.3700 | 0.90% |
| 2025-03-14 | $0.3700 | 1.09% |
| 2025-06-13 | $0.3700 | 1.02% |
| 2025-09-12 | $0.3700 | 0.97% |
| 2025-12-12 | $0.3800 | 0.96% |
| 2026-03-13 | $0.3800 | 0.97% |
| Total | 153 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-10 | $89.79 | $17.96 | $0.14 | 1.9127 |
| 2021-09-09 | $90.46 | $18.09 | $0.14 | 2.1118 |
| 2021-12-01 | $93.80 | $18.76 | $0.15 | 2.1295 |
| 2022-03-10 | $94.57 | $18.91 | $0.15 | 2.1598 |
| 2022-06-09 | $95.35 | $19.07 | $0.15 | 2.1498 |
| 2022-09-08 | $96.12 | $19.22 | $0.15 | 2.1324 |
| 2022-12-08 | $96.89 | $19.38 | $0.15 | 1.8776 |
| 2023-03-09 | $97.57 | $19.51 | $0.16 | 2.1214 |
| 2023-06-08 | $98.33 | $19.67 | $0.16 | 2.3590 |
| 2023-09-07 | $99.18 | $19.84 | $0.16 | 2.7842 |
| 2023-12-07 | $102.96 | $20.59 | $0.16 | 2.3474 |
| 2024-03-07 | $103.83 | $20.77 | $0.17 | 2.3652 |
| 2024-06-14 | $104.71 | $20.94 | $0.17 | 2.6872 |
| 2024-09-13 | $105.70 | $21.14 | $0.17 | 2.2747 |
| 2024-12-13 | $106.54 | $21.31 | $0.17 | 2.0916 |
| 2025-03-14 | $107.32 | $21.46 | $0.17 | 2.4792 |
| 2025-06-13 | $108.23 | $21.65 | $0.17 | 2.4529 |
| 2025-09-12 | $109.14 | $21.83 | $0.17 | 2.3280 |
| 2025-12-12 | $112.98 | $22.60 | $0.18 | 2.3022 |
| 2026-03-13 | $113.85 | $22.77 | $0.18 | 2.3200 |
| Total | $2027.32 | $405.46 | $3.24 | 45.3865 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.