Pioneer Bancorp, Inc. (PBFS) Stock Total Returns

Growth of $10,000 chart

2021-04-14 to 2026-04-14
to
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Investment Performance

Final Value
$12,421
Total Return
24.21%
CAGR
4.43%
Dividends
$0.00
Yield on Cost
0.00%

Rolling Returns

1-Month (21 Trading Days)
Average+0.46%
Median+0.18%
Best+28.35%
Worst-19.48%
% of Windows Positive51.1%
1-Year (252 Trading Days)
Average+4.03%
Median+4.36%
Best+45.01%
Worst-30.21%
% of Windows Positive54.3%
3-Year (756 Trading Days)
Average+9.28%
Median+11.26%
Best+60.64%
Worst-27.18%
% of Windows Positive62.7%

Risk Metrics

Maximum Drawdown -39.89%
Average Drawdown -16.82%
Drawdown Duration 995 Trading Days
Sortino Ratio 0.44
Calmar Ratio 0.11
CVaR (5%) -3.89%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial +8.09% (+31.40% ann.) +$808.61 $0.00 $0.00 $0.00
2025 +17.01% +$1701.38 $0.00 $0.00 $0.00
2024 +15.08% +$1508.49 $0.00 $0.00 $0.00
2023 -12.19% $1219.30 $0.00 $0.00 $0.00
2022 +0.71% +$70.66 $0.00 $0.00 $0.00
2021 +7.10% +$709.56 $0.00 $0.00 $0.00
2020 -30.96% $3096.02 $0.00 $0.00 $0.00
2019 partial +3.80% (+8.54% ann.) +$379.66 $0.00 $0.00 $0.00

Market Regimes

Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Secular stagnation / QE / low inflation / duration bull partial July 18, 2019 – February 19, 2020 +1.29% +2.19% +$128.81 $0.00 $0.00 $0.00
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -34.16% -99.15% $3416.10 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 -7.14% -11.24% $714.28 $0.00 $0.00 $0.00
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +17.51% +16.54% +$1750.72 $0.00 $0.00 $0.00
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -16.83% -17.77% $1682.69 $0.00 $0.00 $0.00
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +4.33% +2.31% +$433.19 $0.00 $0.00 $0.00
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – April 14, 2026 +29.97% +18.19% +$2997.33 $0.00 $0.00 $0.00

Dividend History

Date Per Share Yield %
Total 0 payments
No dividends recorded.

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

SMTI

CAGR -3.12% Total -45.56% Final $5,444
2007-02-16 — 2026-04-14
CAG

CAGR 10.02% Total 8047.59% Final $814,759
1980-03-17 — 2026-04-14
KAI

CAGR 9.23% Total 1815.91% Final $191,591
1992-11-03 — 2026-04-14