PennyMac Financial Services, Inc. (PFSI) Stock Total Returns

Growth of $10,000 chart

2021-06-03 to 2026-06-03
to
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Investment Performance

Final Value
$14,183
Total Return
41.83%
CAGR
7.24%
Dividends
$826.00
Yield on Cost
8.26%

Rolling Returns

1-Month (21 Trading Days)
Average+1.17%
Median+0.65%
Best+27.84%
Worst-40.29%
% of Windows Positive51.8%
1-Year (252 Trading Days)
Average+19.49%
Median+20.28%
Best+76.51%
Worst-36.92%
% of Windows Positive74.4%
3-Year (756 Trading Days)
Average+89.12%
Median+77.90%
Best+202.04%
Worst+33.70%
% of Windows Positive100.0%

Risk Metrics

Maximum Drawdown -49.18%
Average Drawdown -13.84%
Drawdown Duration 94 Trading Days (Unrecovered)
Sortino Ratio 0.52
Calmar Ratio 0.15
CVaR (5%) -4.98%

Yearly Returns

Year Percentage Abs. Return Dividends Taxes Trans. Costs
2026 partial -38.54% (-68.48% ann.) $3853.64 $45.57 $9.11 $0.07
2025 +30.23% +$3023.44 $117.90 $23.58 $0.19
2024 +16.54% +$1654.27 $113.52 $22.71 $0.18
2023 +57.44% +$5744.31 $141.71 $28.34 $0.23
2022 -17.85% $1784.95 $115.15 $23.03 $0.18
2021 +7.40% +$740.18 $122.37 $24.48 $0.19
2020 +94.82% +$9482.11 $159.37 $31.88 $0.25
2019 +60.59% +$6059.39 $56.44 $11.29 $0.09
2018 -3.45% $345.07 $178.97 $35.79 $0.29
2017 +34.23% +$3423.42 $0.00 $0.00 $0.00
2016 +8.40% +$839.85 $0.00 $0.00 $0.00
2015 -11.21% $1121.39 $0.00 $0.00 $0.00
2014 -1.42% $142.45 $0.00 $0.00 $0.00
2013 partial -8.12% (-12.28% ann.) $811.52 $0.00 $0.00 $0.00

Market Regimes

about
Regime Period Percentage Annual Abs. Return Dividends Taxes Trans. Costs
Secular stagnation / QE / low inflation / duration bull partial May 9, 2013 – February 19, 2020 +88.39% +9.79% +$8839.25 $337.15 $67.42 $0.54
Pandemic shock / liquidity crash February 20, 2020 – March 23, 2020 -45.17% -99.89% $4516.68 $0.00 $0.00 $0.00
Policy bazooka / monetary euphoria March 24, 2020 – November 6, 2020 +175.88% +411.83% +$17587.67 $135.24 $27.06 $0.22
Reopening reflation / fiscal boom / supply bottlenecks November 9, 2020 – November 29, 2021 +27.46% +25.88% +$2746.03 $185.03 $37.01 $0.29
Inflation shock / duration crash / aggressive tightening November 30, 2021 – November 9, 2022 -18.79% -19.82% $1878.74 $95.02 $19.00 $0.15
Disinflation rebound / AI-led narrow bull / higher-for-longer November 10, 2022 – September 17, 2024 +110.50% +49.42% +$11050.23 $304.18 $60.84 $0.49
Disinflationary easing / resilient growth / AI capex under oil-shock test partial September 18, 2024 – June 3, 2026 -29.46% -18.50% $2945.61 $182.03 $36.41 $0.29

Dividend History

Annual Dividends Per Share
TTM Yield
Consecutive Years Paid
current
Consecutive Years of Growth
current

Date Per Share Yield %
2018-08-10 $0.4000 1.84%
2019-11-14 $0.1200 0.38%
2020-02-13 $0.1200 0.32%
2020-05-15 $0.1200 0.42%
2020-08-14 $0.1500 0.31%
2020-11-13 $0.1500 0.26%
2021-02-11 $0.2000 0.32%
2021-05-14 $0.2000 0.34%
2021-08-13 $0.2000 0.30%
2021-11-12 $0.2000 0.30%
2022-02-14 $0.2000 0.33%
2022-05-16 $0.2000 0.44%
2022-08-15 $0.2000 0.34%
2022-11-10 $0.2000 0.39%
2023-02-13 $0.2000 0.31%
2023-05-15 $0.2000 0.34%
2023-08-14 $0.2000 0.27%
2023-11-10 $0.2000 0.28%
2024-02-12 $0.2000 0.22%
2024-05-13 $0.2000 0.21%
2024-08-13 $0.3000 0.31%
2024-11-18 $0.3000 0.29%
2025-02-13 $0.3000 0.30%
2025-05-14 $0.3000 0.30%
2025-08-13 $0.3000 0.29%
2025-11-17 $0.3000 0.24%
2026-02-13 $0.3000 0.33%
2026-05-18 $0.3000 0.35%
Total 28 payments

Portfolio Dividend Returns

Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-06-03 to 2026-06-03. Change
Date Total Yield Tax Trans. Cost Shares Bought
2021-08-13 $33.53 $6.71 $0.05 0.3981
2021-11-12 $33.61 $6.72 $0.05 0.4117
2022-02-14 $33.69 $6.74 $0.05 0.4439
2022-05-16 $33.78 $6.76 $0.05 0.5921
2022-08-15 $33.90 $6.78 $0.06 0.4574
2022-11-10 $33.99 $6.80 $0.06 0.4826
2023-02-13 $34.09 $6.82 $0.06 0.4119
2023-05-15 $34.17 $6.83 $0.06 0.4483
2023-08-14 $34.26 $6.85 $0.06 0.3736
2023-11-10 $34.33 $6.87 $0.06 0.3809
2024-02-12 $34.41 $6.88 $0.06 0.2983
2024-05-13 $34.47 $6.89 $0.06 0.3043
2024-08-13 $51.79 $10.36 $0.08 0.4226
2024-11-18 $51.92 $10.39 $0.08 0.4045
2025-02-13 $52.04 $10.41 $0.08 0.4113
2025-05-14 $52.17 $10.43 $0.08 0.4216
2025-08-13 $52.29 $10.46 $0.08 0.3854
2025-11-17 $52.41 $10.48 $0.08 0.3362
2026-02-13 $52.51 $10.50 $0.08 0.4556
2026-05-18 $52.65 $10.53 $0.08 0.4861
Total $826.00 $165.21 $1.33 8.3264

All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.

For each rolling window, returns are calculated at every possible starting point:

return = (value[i] ÷ value[i − windowSize] − 1) × 100

Windows
1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
Statistics
Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.

The series is segmented by calendar year:

return = (endValue ÷ startValue − 1) × 100

startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.

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CAGR 6.26% Total 36.49% Final $13,649
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