UMB Financial Corporation (UMBF) Stock Total Returns
Growth of $10,000 chart
2021-04-14 to 2026-04-14 to
$
%
%
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Investment Performance
Final Value
$13,878
Total Return
38.78%
CAGR
6.78%
Dividends
$857.60
Yield on Cost
8.58%
Rolling Returns
1-Month (21 Trading Days)
| Average | +0.81% |
| Median | +0.33% |
| Best | +24.99% |
| Worst | -36.03% |
| % of Windows Positive | 51.5% |
1-Year (252 Trading Days)
| Average | +9.19% |
| Median | +3.70% |
| Best | +94.75% |
| Worst | -42.11% |
| % of Windows Positive | 55.2% |
3-Year (756 Trading Days)
| Average | +23.71% |
| Median | +22.21% |
| Best | +118.82% |
| Worst | -16.31% |
| % of Windows Positive | 87.0% |
Risk Metrics
| Maximum Drawdown | -50.44% |
| Average Drawdown | -17.57% |
| Drawdown Duration | 672 Trading Days |
| Sortino Ratio | 0.52 |
| Calmar Ratio | 0.13 |
| CVaR (5%) | -4.80% |
Yearly Returns
| Year | Percentage | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|
| 2026 partial | +5.18% (+19.40% ann.) | +$517.86 | $37.38 | $7.48 | $0.06 |
| 2025 | +3.14% | +$313.56 | $145.10 | $29.02 | $0.23 |
| 2024 | +36.88% | +$3688.25 | $188.96 | $37.79 | $0.30 |
| 2023 | +1.79% | +$178.92 | $184.37 | $36.87 | $0.29 |
| 2022 | -20.23% | $2023.00 | $141.10 | $28.22 | $0.23 |
| 2021 | +55.59% | +$5559.45 | $200.92 | $40.18 | $0.32 |
| 2020 | +2.30% | +$229.80 | $183.42 | $36.68 | $0.29 |
| 2019 | +14.27% | +$1427.28 | $199.58 | $39.92 | $0.32 |
| 2018 | -14.14% | $1413.81 | $163.42 | $32.68 | $0.26 |
| 2017 | -5.65% | $564.74 | $135.44 | $27.09 | $0.22 |
| 2016 | +67.86% | +$6785.66 | $213.84 | $42.77 | $0.34 |
| 2015 | -16.96% | $1695.66 | $167.89 | $33.58 | $0.27 |
| 2014 | -10.40% | $1040.32 | $142.20 | $28.44 | $0.23 |
| 2013 | +48.59% | +$4859.03 | $199.59 | $39.92 | $0.32 |
| 2012 | +19.39% | +$1939.35 | $224.07 | $44.81 | $0.36 |
| 2011 | -8.62% | $862.35 | $191.78 | $38.36 | $0.31 |
| 2010 | +7.01% | +$700.79 | $191.74 | $38.35 | $0.31 |
| 2009 | -18.72% | $1872.08 | $145.32 | $29.07 | $0.23 |
| 2008 | +29.55% | +$2955.32 | $171.52 | $34.30 | $0.27 |
| 2007 | +6.31% | +$630.80 | $156.81 | $31.36 | $0.25 |
| 2006 | +15.63% | +$1562.90 | $161.90 | $32.38 | $0.26 |
| 2005 | +14.16% | +$1416.20 | $161.37 | $32.27 | $0.26 |
| 2004 | +20.75% | +$2075.45 | $179.71 | $35.94 | $0.29 |
| 2003 | +26.10% | +$2609.66 | $212.97 | $42.59 | $0.34 |
| 2002 | -2.85% | $284.61 | $201.14 | $40.23 | $0.32 |
| 2001 | +13.74% | +$1373.84 | $163.90 | $32.78 | $0.26 |
| 2000 | +0.85% | +$84.73 | $213.39 | $42.68 | $0.34 |
| 1999 | -8.11% | $810.79 | $175.64 | $35.13 | $0.28 |
| 1998 | -14.79% | $1479.38 | $141.88 | $28.38 | $0.22 |
| 1997 | +43.21% | +$4320.81 | $191.05 | $38.21 | $0.31 |
| 1996 | +22.69% | +$2269.02 | $228.31 | $45.67 | $0.36 |
| 1995 | +14.81% | +$1481.28 | $251.41 | $50.28 | $0.41 |
| 1994 | -14.65% | $1465.02 | $264.41 | $52.88 | $0.42 |
| 1993 | -5.07% | $506.75 | $150.62 | $30.13 | $0.24 |
| 1992 | +9.15% | +$914.95 | $216.07 | $43.21 | $0.34 |
| 1991 | +40.08% | +$4008.06 | $223.41 | $44.68 | $0.36 |
| 1990 | -8.69% | $868.96 | $266.66 | $53.33 | $0.42 |
| 1989 | +18.02% | +$1801.52 | $334.53 | $66.91 | $0.54 |
| 1988 | -0.79% | $79.32 | $253.75 | $50.75 | $0.40 |
| 1987 | +5.96% | +$596.18 | $263.48 | $52.70 | $0.42 |
| 1986 | -0.79% | $79.09 | $63.29 | $12.66 | $0.10 |
| 1985 | +22.48% | +$2248.06 | $0.00 | $0.00 | $0.00 |
| 1984 | +16.22% | +$1621.62 | $0.00 | $0.00 | $0.00 |
| 1983 | +20.65% | +$2065.21 | $0.00 | $0.00 | $0.00 |
| 1982 | -10.68% | $1067.96 | $0.00 | $0.00 | $0.00 |
| 1981 | +4.04% | +$404.03 | $0.00 | $0.00 | $0.00 |
| 1980 partial | +25.32% (+33.00% ann.) | +$2531.65 | $0.00 | $0.00 | $0.00 |
Market Regimes
| Regime | Period | Percentage | Annual | Abs. Return | Dividends | Taxes | Trans. Costs |
|---|---|---|---|---|---|---|---|
| Dot-com bubble / TMT mania | August 9, 1995 – March 10, 2000 | +15.83% | +3.26% | +$1583.39 | $1086.73 | $217.34 | $1.73 |
| Dot-com bust / post-bubble disinflation scare | March 13, 2000 – October 9, 2002 | +19.43% | +7.14% | +$1943.30 | $556.94 | $111.39 | $0.89 |
| China-WTO / housing-credit / commodity boom | October 10, 2002 – October 9, 2007 | +162.41% | +21.30% | +$16240.53 | $1311.47 | $262.29 | $2.10 |
| GFC / deleveraging / dollar shortage | October 10, 2007 – March 9, 2009 | -22.74% | -16.69% | $2274.34 | $219.57 | $43.91 | $0.35 |
| Policy-led rebound / euro-sovereign-crisis overlay | March 10, 2009 – July 25, 2012 | +37.61% | +9.92% | +$3761.25 | $678.81 | $135.76 | $1.09 |
| Secular stagnation / QE / low inflation / duration bull | July 26, 2012 – February 19, 2020 | +51.63% | +5.65% | +$5162.74 | $1617.57 | $323.51 | $2.59 |
| Pandemic shock / liquidity crash | February 20, 2020 – March 23, 2020 | -37.14% | -99.50% | $3713.72 | $45.61 | $9.12 | $0.07 |
| Policy bazooka / monetary euphoria | March 25, 2020 – November 6, 2020 | +38.11% | +68.50% | +$3810.51 | $138.36 | $27.67 | $0.22 |
| Reopening reflation / fiscal boom / supply bottlenecks | November 9, 2020 – November 29, 2021 | +52.93% | +49.64% | +$5293.49 | $197.76 | $39.55 | $0.32 |
| Inflation shock / duration crash / aggressive tightening | November 30, 2021 – November 9, 2022 | -17.30% | -18.27% | $1730.04 | $147.81 | $29.56 | $0.24 |
| Disinflation rebound / AI-led narrow bull / higher-for-longer | November 10, 2022 – September 17, 2024 | +26.23% | +13.39% | +$2623.49 | $364.24 | $72.85 | $0.58 |
| Disinflationary easing / resilient growth / AI capex under oil-shock test partial | September 18, 2024 – April 14, 2026 | +16.20% | +10.04% | +$1619.94 | $234.59 | $46.92 | $0.38 |
Dividend History
Annual Dividends Per Share
TTM Yield
—
Consecutive Years Paid
— current
Consecutive Years of Growth
— current
| Date | Per Share | Yield % |
|---|---|---|
| 1986-12-09 | $0.0654 | 0.58% |
| 1987-03-12 | $0.0668 | 0.60% |
| 1987-06-11 | $0.0668 | 0.63% |
| 1987-09-10 | $0.0668 | 0.60% |
| 1987-12-08 | $0.0668 | 0.67% |
| 1988-03-10 | $0.0668 | 0.63% |
| 1988-06-13 | $0.0668 | 0.62% |
| 1988-09-12 | $0.0668 | 0.63% |
| 1988-12-09 | $0.0668 | 0.63% |
| 1989-03-13 | $0.0668 | 0.66% |
| 1989-06-09 | $0.0785 | 0.71% |
| 1989-09-11 | $0.0785 | 0.63% |
| 1989-12-08 | $0.1178 | 0.98% |
| 1990-03-09 | $0.0785 | 0.67% |
| 1990-06-11 | $0.0785 | 0.68% |
| 1990-09-11 | $0.0785 | 0.74% |
| 1990-12-10 | $0.0785 | 0.75% |
| 1991-03-11 | $0.0785 | 0.70% |
| 1991-06-10 | $0.0785 | 0.62% |
| 1991-12-09 | $0.0785 | 0.53% |
| 1992-03-06 | $0.0785 | 0.51% |
| 1992-06-08 | $0.0785 | 0.48% |
| 1992-09-09 | $0.0785 | 0.54% |
| 1992-12-08 | $0.0785 | 0.52% |
| 1993-03-09 | $0.0785 | 0.53% |
| 1993-09-09 | $0.0785 | 0.51% |
| 1993-12-07 | $0.0785 | 0.53% |
| 1994-06-08 | $0.2297 | 1.58% |
| 1994-09-12 | $0.0785 | 0.61% |
| 1994-12-06 | $0.0785 | 0.66% |
| 1995-03-09 | $0.0785 | 0.65% |
| 1995-06-13 | $0.0785 | 0.62% |
| 1995-09-13 | $0.0785 | 0.52% |
| 1995-12-11 | $0.0707 | 0.41% |
| 1996-03-13 | $0.0785 | 0.55% |
| 1996-06-12 | $0.0785 | 0.54% |
| 1996-09-11 | $0.0785 | 0.51% |
| 1996-12-09 | $0.0783 | 0.49% |
| 1997-03-12 | $0.0783 | 0.45% |
| 1997-06-11 | $0.0783 | 0.47% |
| 1997-09-10 | $0.0783 | 0.38% |
| 1997-12-09 | $0.0823 | 0.37% |
| 1998-03-11 | $0.0823 | 0.32% |
| 1998-06-10 | $0.0823 | 0.35% |
| 1998-09-09 | $0.0823 | 0.42% |
| 1998-12-10 | $0.0866 | 0.43% |
| 1999-03-10 | $0.0866 | 0.45% |
| 1999-06-09 | $0.0866 | 0.47% |
| 1999-09-09 | $0.0866 | 0.47% |
| 1999-12-09 | $0.0871 | 0.49% |
| 2000-03-08 | $0.0952 | 0.59% |
| 2000-06-08 | $0.0952 | 0.57% |
| 2000-09-12 | $0.0952 | 0.56% |
| 2000-12-08 | $0.0952 | 0.59% |
| 2001-03-08 | $0.0952 | 0.52% |
| 2001-06-07 | $0.0952 | 0.52% |
| 2001-12-10 | $0.1000 | 0.51% |
| 2002-03-07 | $0.1000 | 0.49% |
| 2002-06-06 | $0.1000 | 0.43% |
| 2002-09-11 | $0.1000 | 0.50% |
| 2002-12-10 | $0.1000 | 0.53% |
| 2003-03-07 | $0.1000 | 0.53% |
| 2003-06-06 | $0.1000 | 0.47% |
| 2003-09-10 | $0.1000 | 0.41% |
| 2003-12-10 | $0.1050 | 0.43% |
| 2004-03-09 | $0.1050 | 0.42% |
| 2004-06-08 | $0.1050 | 0.41% |
| 2004-09-09 | $0.1050 | 0.43% |
| 2004-12-09 | $0.1100 | 0.38% |
| 2005-03-09 | $0.1100 | 0.39% |
| 2005-06-08 | $0.1100 | 0.39% |
| 2005-09-08 | $0.1100 | 0.33% |
| 2005-12-09 | $0.1250 | 0.38% |
| 2006-03-09 | $0.1250 | 0.37% |
| 2006-06-08 | $0.1300 | 0.40% |
| 2006-09-07 | $0.1300 | 0.37% |
| 2006-12-08 | $0.1300 | 0.36% |
| 2007-03-08 | $0.1400 | 0.37% |
| 2007-06-07 | $0.1400 | 0.36% |
| 2007-09-10 | $0.1400 | 0.33% |
| 2007-12-07 | $0.1500 | 0.40% |
| 2008-03-07 | $0.1500 | 0.40% |
| 2008-06-09 | $0.1650 | 0.32% |
| 2008-09-08 | $0.1650 | 0.31% |
| 2008-12-09 | $0.1750 | 0.36% |
| 2009-03-09 | $0.1750 | 0.51% |
| 2009-06-09 | $0.1750 | 0.45% |
| 2009-09-08 | $0.1750 | 0.44% |
| 2009-12-09 | $0.1850 | 0.47% |
| 2010-03-09 | $0.1850 | 0.45% |
| 2010-06-09 | $0.1850 | 0.50% |
| 2010-09-08 | $0.1850 | 0.56% |
| 2010-12-08 | $0.1950 | 0.49% |
| 2011-03-09 | $0.1950 | 0.49% |
| 2011-06-08 | $0.1950 | 0.47% |
| 2011-09-07 | $0.1950 | 0.56% |
| 2011-12-07 | $0.2050 | 0.57% |
| 2012-03-07 | $0.2050 | 0.49% |
| 2012-06-06 | $0.2050 | 0.46% |
| 2012-09-06 | $0.2050 | 0.42% |
| 2012-12-06 | $0.2150 | 0.50% |
| 2013-03-06 | $0.2150 | 0.47% |
| 2013-06-05 | $0.2150 | 0.41% |
| 2013-09-06 | $0.2150 | 0.37% |
| 2013-12-06 | $0.2250 | 0.36% |
| 2014-03-06 | $0.2250 | 0.35% |
| 2014-06-06 | $0.2250 | 0.38% |
| 2014-09-08 | $0.2250 | 0.39% |
| 2014-12-08 | $0.2350 | 0.42% |
| 2015-03-06 | $0.2350 | 0.45% |
| 2015-06-08 | $0.2350 | 0.42% |
| 2015-09-08 | $0.2350 | 0.48% |
| 2015-12-08 | $0.2450 | 0.50% |
| 2016-03-08 | $0.2450 | 0.47% |
| 2016-06-08 | $0.2450 | 0.42% |
| 2016-09-07 | $0.2450 | 0.41% |
| 2016-12-07 | $0.2550 | 0.33% |
| 2017-03-08 | $0.2550 | 0.33% |
| 2017-06-07 | $0.2550 | 0.36% |
| 2017-09-07 | $0.2550 | 0.39% |
| 2017-12-07 | $0.2750 | 0.37% |
| 2018-03-08 | $0.2900 | 0.38% |
| 2018-06-08 | $0.2900 | 0.36% |
| 2018-09-07 | $0.2900 | 0.38% |
| 2018-12-07 | $0.3000 | 0.47% |
| 2019-03-08 | $0.3000 | 0.45% |
| 2019-06-07 | $0.3000 | 0.48% |
| 2019-09-09 | $0.3000 | 0.48% |
| 2019-12-09 | $0.3100 | 0.46% |
| 2020-03-09 | $0.3100 | 0.54% |
| 2020-06-09 | $0.3100 | 0.50% |
| 2020-09-09 | $0.3100 | 0.59% |
| 2020-12-09 | $0.3200 | 0.46% |
| 2021-03-09 | $0.3200 | 0.34% |
| 2021-06-09 | $0.3200 | 0.33% |
| 2021-09-09 | $0.3700 | 0.42% |
| 2021-12-09 | $0.3700 | 0.35% |
| 2022-03-09 | $0.3700 | 0.38% |
| 2022-06-09 | $0.3700 | 0.40% |
| 2022-09-09 | $0.3700 | 0.41% |
| 2022-12-09 | $0.3800 | 0.47% |
| 2023-03-09 | $0.3800 | 0.44% |
| 2023-06-09 | $0.3800 | 0.57% |
| 2023-09-08 | $0.3800 | 0.62% |
| 2023-12-08 | $0.3900 | 0.51% |
| 2024-03-08 | $0.3900 | 0.47% |
| 2024-06-10 | $0.3900 | 0.48% |
| 2024-09-10 | $0.3900 | 0.38% |
| 2024-12-10 | $0.4000 | 0.32% |
| 2025-03-10 | $0.4000 | 0.39% |
| 2025-06-10 | $0.4000 | 0.38% |
| 2025-09-10 | $0.4000 | 0.33% |
| 2025-12-10 | $0.4300 | 0.38% |
| 2026-03-10 | $0.4300 | 0.38% |
| Total | 154 payments |
Portfolio Dividend Returns
Based on $10,000 initial investment, 20% tax rate, 0.2% transaction cost. Showing 2021-04-14 to 2026-04-14. Change
| Date | Total Yield | Tax | Trans. Cost | Shares Bought |
|---|---|---|---|---|
| 2021-06-09 | $34.41 | $6.88 | $0.05 | 0.2910 |
| 2021-09-09 | $39.89 | $7.98 | $0.06 | 0.3571 |
| 2021-12-09 | $40.02 | $8.00 | $0.06 | 0.3056 |
| 2022-03-09 | $40.14 | $8.03 | $0.06 | 0.3291 |
| 2022-06-09 | $40.26 | $8.05 | $0.06 | 0.3637 |
| 2022-09-09 | $40.39 | $8.08 | $0.06 | 0.3569 |
| 2022-12-09 | $41.62 | $8.32 | $0.07 | 0.4102 |
| 2023-03-09 | $41.78 | $8.36 | $0.07 | 0.4182 |
| 2023-06-09 | $41.94 | $8.39 | $0.07 | 0.5092 |
| 2023-09-08 | $42.13 | $8.43 | $0.07 | 0.5446 |
| 2023-12-08 | $43.45 | $8.69 | $0.07 | 0.4548 |
| 2024-03-08 | $43.63 | $8.73 | $0.07 | 0.4203 |
| 2024-06-10 | $43.79 | $8.76 | $0.07 | 0.4354 |
| 2024-09-10 | $43.96 | $8.79 | $0.07 | 0.3458 |
| 2024-12-10 | $45.23 | $9.05 | $0.07 | 0.2906 |
| 2025-03-10 | $45.34 | $9.07 | $0.07 | 0.3665 |
| 2025-06-10 | $45.49 | $9.10 | $0.07 | 0.3423 |
| 2025-09-10 | $45.63 | $9.13 | $0.07 | 0.2986 |
| 2025-12-10 | $49.18 | $9.84 | $0.08 | 0.3315 |
| 2026-03-10 | $49.32 | $9.86 | $0.08 | 0.3494 |
| Total | $857.60 | $171.52 | $1.37 | 7.5209 |
All calculations use split-adjusted closing prices. Dividends are reinvested on the ex-dividend date at that day's closing price.
For each rolling window, returns are calculated at every possible starting point:
return = (value[i] ÷ value[i − windowSize] − 1) × 100
- Windows
- 1-month = 21 trading days, 1-year = 252 trading days, 3-year = 756 trading days.
- Statistics
- Average: arithmetic mean. Median: middle value when sorted. Best / Worst: max and min. % Positive: share of windows with return > 0.
The series is segmented by calendar year:
return = (endValue ÷ startValue − 1) × 100
startValue is the last value of the prior year (or the first value for the initial year). Partial first/last years are flagged. Dividends, taxes, and transaction costs are scaled proportionally to the initial investment.