Primerica, Inc. financials
Source: EDGAR filings · Built 2026-06-02T03:52:39Z
Key metrics by reporting period
Up to six most-recent periods side-by-side. Rows are the curated key lines — revenue, margins, cash, debt, equity, cash-flow totals, plus the derived and valuation metrics we compute on top. For every tag a filer reported in one period, use the single-filing drilldown below.
Derived Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Debt | -110.35M | -36.83M | 58.95M | 150.46M | -322.58M | -119.45M |
| Gross Margin | — | — | 97.99% | 97.42% | 98.05% | — |
| Net Margin | 22.82% | 15.23% | 20.98% | 17.76% | 17.62% | 17.41% |
| Return on Equity (ROE) | 30.71% | 20.83% | 27.91% | 23.24% | 51.58% | 21.03% |
| Return on Assets (ROA) | 5.00% | 3.23% | 3.84% | 3.22% | 2.95% | 2.59% |
| Debt-to-Equity | 0.26× | 0.29× | 0.32× | 0.31× | 0.08× | 0.23× |
| Effective Tax Rate | 22.92% | 23.33% | 23.40% | 22.81% | 26.04% | 23.79% |
| Cash Conversion Ratio | 1.20× | 1.83× | 1.20× | 1.60× | 1.38× | 1.67× |
| Accruals Ratio | -0.01× | -0.03× | -0.01× | -0.02× | -0.01× | -0.02× |
| SBC % of Revenue | 0.75% | 0.81% | 0.69% | 0.84% | 0.62% | 0.86% |
Valuation Metrics
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 11.28× | 19.80× | 12.91× | 11.50× | 12.78× | 13.99× |
| P/S | 2.50× | 2.93× | 2.62× | 1.97× | 2.23× | 2.37× |
| P/B | 3.36× | 4.01× | 3.49× | 2.57× | 6.52× | 2.87× |
Income Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Revenues | 3.29B | 3.09B | 2.75B | 2.66B | 2.71B | 2.22B |
| Cost of Goods and Services Sold | — | — | 55.23M | 68.43M | 52.79M | — |
| Income Tax Expense (Benefit) | 223.33M | 219.12M | 180.56M | 163.94M | 167.54M | 120.57M |
| Net Income (Loss) Attributable to Parent | — | 470.52M | 576.60M | 472.07M | 477.36M | 386.16M |
| Earnings Per Share, Basic | $22.95 | $13.73 | $15.97 | $12.37 | $12.03 | $9.60 |
| Weighted Average Number of Shares Outstanding, Basic | 32.63M | 34.14M | 35.95M | 38.00M | 39.53M | 40.06M |
| Earnings Per Share, Diluted | $22.91 | $13.71 | $15.94 | $12.33 | $11.99 | $9.57 |
| Weighted Average Number of Shares Outstanding, Diluted | 32.68M | 34.20M | 36.03M | 38.11M | 39.65M | 40.19M |
Balance Sheet
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 756.23M | 687.82M | 594.15M | 489.24M | 392.50M | 547.57M |
| Assets | 15.01B | 14.58B | 15.03B | 14.64B | 16.20B | 14.91B |
| Liabilities | 12.57B | 12.32B | 12.96B | 12.61B | 14.03B | 13.07B |
| Stockholders' Equity Attributable to Parent | 2.45B | 2.26B | 2.07B | 2.03B | 925.43M | 1.84B |
| Common Stock, Shares, Outstanding | 31.81M | 33.37M | 35.00M | 36.82M | 39.37M | 39.31M |
Cash Flow Statement
| Concept | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 901.18M | 862.09M | 692.52M | 757.66M | 656.96M | 643.42M |
| Net Cash Provided by (Used in) Investing Activities | -235.57M | -232.25M | -90.05M | -200.05M | -923.38M | -53.53M |
| Payments for Repurchase of Common Stock | 450.03M | 425.04M | 375.06M | 356.31M | 18.75M | 231.43M |
| Payments of Dividends | 271.70M | 290.00M | 330.00M | 255.00M | — | — |
| Net Cash Provided by (Used in) Financing Activities | -599.64M | -551.14M | -479.62M | -457.85M | 107.97M | -301.79M |
Derived Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Debt | -1.93M | -110.35M | 1.15M | 26.04M | 22.55M | -36.83M |
| Net Margin | 21.78% | 23.08% | 24.62% | 22.48% | 21.00% | 21.20% |
| Return on Equity (ROE) | 7.54% | 8.06% | 9.01% | 7.73% | 7.49% | 7.40% |
| Return on Assets (ROA) | 1.30% | 1.31% | 1.39% | 1.20% | 1.16% | 1.15% |
| Debt-to-Equity | 0.26× | 0.26× | 0.28× | 0.28× | 0.29× | 0.29× |
| Effective Tax Rate | 23.78% | 20.25% | 23.88% | 23.95% | 23.62% | 23.26% |
| Cash Conversion Ratio | 0.82× | 1.72× | 2.72× | 2.02× | 1.17× | 1.62× |
| Accruals Ratio | 0.00× | -0.01× | -0.02× | -0.01× | -0.00× | -0.01× |
| SBC % of Revenue | 1.44% | 0.56% | 2.36% | 1.95% | 1.65% | 0.70% |
Valuation Metrics
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| P/E Trailing (Diluted) | 10.51× | 11.27× | 12.76× | 13.52× | 19.13× | 19.74× |
| P/S | 2.34× | 2.50× | 2.76× | 2.82× | 2.98× | 2.93× |
| P/B | 3.12× | 3.36× | 3.88× | 3.86× | 4.16× | 4.01× |
Income Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Revenues | 872.69M | 853.68M | 839.85M | 793.33M | 804.84M | 788.11M |
| Income Tax Expense (Benefit) | 59.32M | 50.03M | 64.89M | 56.15M | 52.26M | 50.84M |
| Net Income (Loss) Attributable to Parent | 190.10M | — | — | — | 169.05M | — |
| Earnings Per Share, Basic | $5.98 | $6.14 | $6.36 | $5.41 | $5.06 | $4.97 |
| Weighted Average Number of Shares Outstanding, Basic | 31.68M | 32.63M | 32.40M | 32.87M | 33.29M | 34.14M |
| Earnings Per Share, Diluted | $5.97 | $6.12 | $6.35 | $5.40 | $5.05 | $4.96 |
| Weighted Average Number of Shares Outstanding, Diluted | 31.73M | 32.68M | 32.45M | 32.91M | 33.34M | 34.20M |
Balance Sheet
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Cash and Cash Equivalents, at Carrying Value | 645.81M | 756.23M | 644.86M | 621.20M | 625.07M | 687.82M |
| Assets | 14.68B | 15.01B | 14.85B | 14.83B | 14.59B | 14.58B |
| Liabilities | 12.16B | 12.57B | 12.55B | 12.52B | 12.33B | 12.32B |
| Stockholders' Equity Attributable to Parent | 2.52B | 2.45B | 2.30B | 2.31B | 2.26B | 2.26B |
| Common Stock, Shares, Outstanding | 31.34M | 31.81M | 32.08M | 32.55M | 33.02M | 33.37M |
Cash Flow Statement
| Concept | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|---|---|
| Net Cash Provided by (Used in) Operating Activities | 156.79M | 338.24M | 562.93M | 360.04M | 197.47M | 270.64M |
| Net Cash Provided by (Used in) Investing Activities | -87.44M | -119.76M | -115.81M | -100.47M | -98.75M | -50.68M |
| Payments for Repurchase of Common Stock | 135.00M | 70.06M | 379.97M | 251.01M | 117.99M | 44.39M |
| Net Cash Provided by (Used in) Financing Activities | -179.16M | -108.00M | -491.64M | -328.75M | -161.44M | -79.36M |
Raw XBRL tagging for a single filing
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Methodology
All facts on this page come straight from SEC EDGAR XBRL
company-facts filings (PRI CIK 0001475922),
grouped by financial statement using FASB's base
us-gaap presentation taxonomy. Filers may re-parent
concepts onto different statements in their own extension
taxonomy, so a handful of rows can show up under a different
statement than on the actual 10-K / 10-Q; custom concepts and
any we couldn't map fall into Other. Hover a
cell to see the fully-qualified concept name and the filer's
description.
For the full methodology — statement grouping, the Other bucket, derived metrics, and fact tooltips — see the methodology reference for the statement grouping, the "Other" bucket, derived metrics, and fact tooltips.